The Association Between Distress and Financial Well-being

Live Poster Session: Zoom Link

Jocelyn Wang
Jocelyn Wang

Jocelyn is a sophomore (24′) potentially majoring in Computer Science with a minor in Data Analysis. She is also interested in biology and bioinformatics. For fun, she enjoys cooking, coding, reading novels and playing with her dog. After graduation, she hopes to continue studying computer science.

Abstract: Financial well-being has two components: objective financial well-being and subjective financial well-being. Researchers have established a relationship between health and levels of stress (Barbara, O. N., et al.,2006). Additionally, some research shows that a positive correlation has been found between financial well-being and health status (O’Neill, B., et al.,2005). It is unclear that whether those with lower financial well-being experience more distress when controlling for health status. This research attempts to explore the association between distress and financial well-being using data of the National Financial Well-being survey.

Chi Square of independence reveals that among respondents, financial well-being score and distress are significantly associated. As the level of financial well-being increases, the level of distress decreases. This association is still significant after controlling for demographic variables and health status. The results are useful for educational programs and credit counseling sessions to make positive improvements and help the group of low financial well-being people.

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